Monday, August 8, 2011

If the bank forcloses on our home after bankruptcy-are we responsible for the debt?

We have recently filed chapter 7 bankruptcy with the intention of keeping our house. While waiting for the discharge our house payment went up and we can no longer afford it. If we never signed a re-affirmation agreement to the mortgage company, can they still come after us for the money? Our bankruptcy was discharged a few days ago.

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